All posts by dailybeautybin

Build Your Own Electric Car

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This product is offered by a Les and Jane who have been living “off grid” for the past 15 years. They drive their own homemade electric car and use solar and wind energy to run their house.

carlos-xuma-official-site-button22Their book reveals the method that they used to convert their car to run on electricity at a cost that they, as regular people, could afford. The cost of the whole process is a few hundred dollars. And they will also show you how to complete a 100 miles with one charging.

You will learn in a step-by-step the method of converting your car to electric power and how to reduce the money that you pay for fuel to nearly zero.

This method is not only an effective way to get great mileage for less, but it also helps the environment. The use of fuel increases the amount of harmful gases in the environment which has a negative affect on the overall environment and particularly on the local environment. By adapting to this method of running your vehicle you are also doing a favor to our environment.

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You will be pleased to learn that the IRS gives refunds to people who are using environmentally friendly methods of living. In this book you will learn how to benefit from this as well.

In the book you will learn how to replace the expensive batteries that you have to buy for running your car on electricity. You can keep a whole bank of used batteries in great shape for years.

The car speed is something that you may be concerned about because without speed there’s no point in wasting money on such methods. The authors say that your electric powered car will easily achieve freeway speeds. This means that in terms of performance there will be no issues at all.

For the couple, however, this electric vehicle conversion is only part of what has been a 15 year journey to find the ultimate way to maintain a normal lifestyle and live green at the same time.

The price of the book “Build Your Own Electric Car” is $19.97 dollars. There is also “The Going Green Value Pack” on offer, which includes “Build Your Own Electric Car” + 4 other books each with information on different methods (solar panels, wind generators and bio diesel production )of using “green” energy . With this package you will be able to live a more environmentally friendly lifestyle. It is available for $49.97. There is also a 60 day money back guarantee in case you don’t find the information useful.

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Understanding the High Cost of Organic Clothing

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Many people interested in “going organic” and purchasing only organic clothing become dismayed when they see that the price is generally somewhat higher than other types of clothing.  Some even wonder if it’s some sort of conspiracy and believe that those who produce this type of clothing must be raking in the money.
The truth is that there are many factors that go into the making of organic clothing that automatically runs up the price.
The first of these is that many makers of organic clothing don’t make the millions of copies of an outfit that manufacturers of conventional clothing often do.  Many organic companies are small family-run stores that struggle to have enough inventory for customers.
Another factor involves organic cotton.  This type of cotton is more expensive to grow and yields less cotton per hectare than conventional cotton.  Organic crops must still deal with weeds and pests, often using more expensive natural herbicides and pesticides.  This makes fabrics made from organic cotton overall more expensive.
Organic cotton is more expensive to harvest than regular cotton.  The conventional cotton companies use chemical additives in order to facilitate harvesting by the harvester machines.  While chemical defoliation improves harvesting, it adds to the chemicals left in the cotton garments people wear.  Organic cotton harvesting relies on no chemicals resulting in a
somewhat lower yield.
Finally, many organic fabrics are more expensive to manufacture.  The lower harvest yields increases the costs of cleaning and preparing the raw cotton.  In addition, because organic cotton processing is done in factories that produce regular cotton, all of the machines, cotton gins, weaving and knitting machines must be thoroughly cleaned before the organic cotton can be processed.  This adds to the cost.
Sadly, labor costs are less in conventional clothing manufacturing, which often relies on cheap labor or, in some instances, child labor, to manufacture.  This type of practice would generally be considered unacceptable for manufacturers of organic clothing.  One exception is the silk industry, which relies on millions of hand loom operators in India to make the organic silk products.
An example of how conventional fabric manufacturers have a leg up on organic clothing manufacturers is a company, which makes cotton tank tops for Wal-Mart that pays a total of thirteen cents per hour in sweatshops in Nicaragua and other developing companies.  Organic clothing manufacturers would consider this unethical and can’t keep up with those kinds of
labor costs.
Organic clothing is more expensive to ship, distribute and provide to retailers and customers.  This is because the market size is so much smaller than the big retail stores and the per garment cost to ship is greater.  In addition, organic clothing stores must pay more for advertising and marketing of their products.  The customer base is less dense and more
advertising must be done to reach an appropriate audience.
The economics of organic clothing sales are such that growers, manufacturers and retailers lack the buying power of the bigger superstores and retailers.  The production of organic clothing is still a very small part of clothing manufacturing so that everything from harvesting to packaging becomes a bigger process.
For those who love organic clothing, however, the cost may be worth it. The environment is helped by the purchase of organic clothing and the clothing itself carries less of a health risk than conventional garments.

 

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Fun Harry Potter Guided Tours of the UK

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In response to the fabulous interest folks all over the world have to the Harry Potter book series and movies, guided tours involving all things Harry Potter have popped up everywhere.  A perfect tour for families and fans alike, many visitors will come to have a greater appreciation for the filming of this famous series of movies.
Many Harry Potter guided tours begin in London where you’ll visit the London Zoo, called the Little Whinging Zoo in the book.
The scene where Harry speaks to the snake took place in the reptile house at this otherwise wonderful family attraction.
Then, it’s on to the Kings Cross Station, where Harry’s Platform 9 ¾ took Harry on the Hogwarts Express.
Many Harry Potter guided tours go straight over from the train station to the Australia House on the Strand, the building that was transformed into Gringotts Wizarding Bank in the movie.   A short ways away is the Charing Cross Road, also known in the movie as Diagon Alley, where Harry bought his school supplies and his wand.
While in London, Harry Potter guided tours often let you see some of the other more ordinary sites in the city. Don’t forget to stop at the Westminster Tube Station where Harry and Mr. Weasley stop on their trip to the Ministry of Magic hearing.
Just down the road from the station is the red telephone booth near Scotland Yard that Harry used to get into the Ministry.
A most exciting stop on Harry Potter guided tours is a trip to Oxford where you’ll visit Christ Church College, the site of many of the interior scenes of Hogwarts Academy, including the great hall, where the students of Hogwarts ate.  The Duke Humphrey’s Library was featured as the library inside Hogwarts.  Truly, there are places all over Oxford where Harry Potter
movie scenes were filmed, including the Divinity School, which was turned into the hospital wing at Hogwarts.
On the next stop on many Harry Potter guided tours, you’ll visit Warwick Castle to see what real castle life is like and you’ll travel to the Cathedral of Gloucester, one of the places where many interior scenes were shot, including those of Gryffindor’s dormitory.  All of the ghost scenes and talking picture scenes were done at the cathedral as well.
Finally, you can visit the medieval village of Lacock—a favorite spot for Harry Potter guided tours.  The village inspired the village of Gordric’s Hollow, where Harry lived with his parents.  Several scenes from Hogwarts School for Wizardry and Magic, including Professor Snape’s classroom in the dungeon, were shot in the village.  Visitors may discover that the village of Lacock was the location of other movies, including Pride and Prejudice.
Many Harry Potter guided tours will offer evening sessions for tour guests to view the movies all over again and discuss the places they’d visited that day.  As there are numerous other attractions along the way, some guided tours will fill in the time with visits to castle ruins, quaint villages or other historic sites to give guests the full picture of what living like Harry Potter would be like.

Make Your Own Family Artifacts for Future Generations

Do you remember when you were a child and you found time capsules to be so interesting? I know I did. I can remember looking at a time capsule filled with artifacts from several decades prior to that time and I just sat and stared in awe of what was inside.

The artifacts in the time capsule were things like magazines, newspapers, photographs and records dating back to the time when the time capsule was buried underground for unearthing years later.

Now, if you have kids, think about how much fun it would be for them if you created a time capsule with things that will be considered artifacts when the capsule is opened in fifty years. You can make it into a fun game where your kids can brainstorm ideas of what they would want to include in the time capsule that would be good artifacts and examples of this day in age and a representation of your family.

They will probably come up with a ton of crazy ideas. However, let them figure out what they would like to include and then whittle the list down from there. Some ideas for artifacts include a current model cell phone, an mp3 player, some photographs, newspapers and magazines from the current month and possibly some candy that people can look at and compare to the candy in
the future.

The fun will come when your kids will help formulate what you will put in the time capsule and then you can watch the excitement in their faces when you prepare to bury the time capsule and then cover it for release in 50 years. Be sure to record it somewhere so your children or their children will be able to open it at that time to take a look and compare what has evolved between now and  then.

This can turn in to a fun and educational game for your children that they will no doubt remember for the rest of their lives. They could even do a demonstration of it in their classrooms and maybe inspire other children to pursue time capsules full of family artifacts of their very own.

It will also be fun doing it together. There are so few activities anymore where kids and their parents can really get into it and do it together all while having fun at the same time. Your kids grow up so fast that it is important to take the time to help them grow and learn while spending as much quality time with them as you can.

Before you and your children know it, they will be grown up and have children of their own. Seize opportunities to create lasting bonds that will last more than a lifetime. When they open the time capsules, they will no doubt remember the good times you had together and your work as a parent will be done. Then hopefully they will carry on the tradition with their own kids and grandkids.

12 Month Millionaire: Audio Coaching Sessions With Vincent James

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A program called 12 month millionaire was recently released by Russell Brunson, which is a 6 part audio interview with direct mail marketer. This program is based on Vince James now out of print book 12 Month Millionaire.

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Vince James is a former convicted criminal, who makes more money per year than most CEOs of very large companies; He reportedly has made 100 million dollars by doing direct mail marketing which is an offline type of marketing. He has taught internet marketers ways to make money in his book. Russell Brunson decided to interview him to see how it could help his own internet marketing business improve.

Russell Brunson himself has made millions of dollars by applying the techniques learned from Vince James, and he is now also called upon to deliver lectures around the world on internet marketing.

Much of the information provided in this program would be extremely useful if you really want to take your online business offline and that is the point of this interview. Vince talks about advertising in print media, radio and TV and you could easily adapt these techniques to grow an online business. However an average internet marketer may not get most of the points in this interview but a smart marketer is probably going to pick useful points and apply them to expand his marketing business.

The topics covered in different sessions of this interview are:

Session 1:
This session is about how Vincent James, a 21 years boy gets started in his million dollars business and what is his niche and how he achieved success in it. Vincent will also talk about how he set up his membership site and sold 65,000 memberships within the 12 month period.

Session 2:
It’s about information product creation and information publisher. Vincent shared his secret on how he sold more information products through direct mailing and direct marketing.

Session 3:
This interview session is about listing building and maintaining the latest information of customers and prospects. You will learn Vincent’s techniques on how he handles his list and maintains the latest contact information of his list. This session also teaches about the life time value of a customer and how you can turn these customers to be your continuous streams of income.

Session 4:
This session focuses on the advertising techniques used by Vincent that made his million dollar business a success. This is an important session on how to drive your business and convert these traffics to sales.

Session 5:
This session continues from session 4 on advertising techniques. You will see how Vincent generates his leads from commercial ads such as TV and radio advertisement.

Session 6:
This session focuses on how Vincent handles the potential problems that rise throughout his $1 million money making path. You will also learn on what actions to be taken if you find your product being cloned by unauthorized people.

This program in going to give you valuable tips on how to earn through offline marketing whether you already have some marketing experience or you are a newbie.

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Relaxing Guided Tours of Ireland

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For families interested in traveling to Europe, consider one of the guided tours offered by several outfits that will take you and show you the best sights and sounds of Ireland.  Such vacations are often not very expensive when compared to the rest of Europe and family members of all ages will enjoy the scenery and attractions.
Most guided tours of Ireland will have you fly into Shannon.  This is a small airport on the western side of the island and it’s close to many attractions you’ll see.  Your first stop will be to the village of Adare, famous for its thatched roof cottages and quaint charm.  This is your first stop along the Dingle Peninsula, Ireland’s most beautiful natural area.  
You’ll see dramatic mountains, green fields and many archeological sites.
As for your next stop, guided tours of Ireland may take you to some of the sites or to a pub in the Dingle Peninsula.  You may choose to go dolphin-watching at specified places along the Peninsula road.  Soak up the beautiful scenery and eat some of the hearty local dishes.  After that, you’ll travel to Killarney and visit the Gap of Dunloe, a four mile gulch carved
out by glaciers.  
Guided tours of Ireland would be remiss if they didn’t take you to the infamous Blarney Castle.  While much of the castle is in ruins and it doesn’t have a roof, visitors will be amazed by the ancient architecture and will be given a chance to
kiss the Blarney Stone—a feat which is done while lying on your back.  Afterward, you’ll likely go to the picturesque town of Kinsdale, within County Cork.  Visit one of their gourmet restaurants and walk along the cobblestone streets.
The next logical stop for guided tours of Ireland is the town of Cobh, the departure point for many emigrants to the US and the last port of call for the Titanic.  Visit the local graveyard where many of the Titanic’s passengers are buried. From there, travel to the medieval town of Kilkenny, famous for its cathedrals and its history of witchcraft.  
Often, guided tours of Ireland will then bring you into Dublin where there are numerous sites to see, including the site of Ireland’s first Parliament and the famous Guinness Brewery.  Taste some of Ireland’s finest beer and stay at the Cabra Castle, complete with a golf course, gardens and beautiful walking paths.  
To get the most out of guided tours of Ireland, you’ll continue on to visit Carrick-on-Shannon, a scenic boating haven and Boyle, the site of some lovely abbey ruins.  After touring this area, you’ll likely move on to the County Mayo. In Mayo, you’ll walk the streets of Westport and see its seashore, dotted with a number of tiny islands.  Shop along the traditional Irish shops and take in the quaint nature of this lovely town.  
Guided tours of Ireland rarely miss Galway, the cultural capital of Ireland.  Take in some traditional Irish music by visiting one of the town’s several pubs.  After that, you’ll visit the Aran Islands, the place where the famous Irish Aran sweaters originally came from.  These islands will take you back in time as little has changed over the years.
Most guided tours of Ireland will let you see and taste and listen to Ireland at every possible chance.  It’s a beautiful country with lovely people and it will be an experience you’ll never forget.

Best Auto Insurance Rates – Is Cheaper Better

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When shopping around to find the best auto insurance rates you will probably be looking to compare premiums from one insurer to another. However, rates are not the only variable that will keep your insurance costs down, you also need to look at the policy itself and the coverage you will be getting. Some of the provisions are vital while some are merely a nice addition and many more can be simply an unnecessary cost depending on your situation.

Personal Assets and Family Come First

The best auto insurance policy will provide adequate coverage for both your family and your assets. Even though most laws require insurance policies that cover medical expenses, rehabilitation and burial costs for your passengers and other people involved in the accident, including pedestrians, the amounts are quite low and inadequate. Depending on your income and level of your assets, you should be looking at buying at least $100,000 coverage per person and $300,000 per accident.

The same holds true for insuring your car as most legal limits are for $15,000 and considering that a new car averages around $25,000. So you need to consider getting coverage for at least $30,000.

You also need to consider other issues such as being involved in an accident with an underinsured motorist. The additional coverage will save you a lot of pain as it will cover the same costs the other driver would have been responsible for, costs you would otherwise have to pay for out of your own pocket.

Nice Perks but Not Mandatory

As stated above, the best auto insurance rates will not necessarily lie solely in the premiums but also the additional coverage you get that may or may not be necessary. For example, with collision and comprehensive coverage the higher the deductible you carry the less you have to pay to the insurer in premiums. The deductible is the amount of money you will pay to the repair shop before your insurer has to step in.

If your car is worth less than $5,000, you probably don’t need to include these because over time the premiums will add up to much more than the insurer will have to pay out even if your car is completely destroyed. Additionally, remember that if an accident isn’t your fault the other driver’s insurance will be covering the repair costs.

Getting the Best Auto Insurance Rates

There are many discounts available but insurers prefer not to publicize them so you have to ask. Often you will find that if you take certain actions or meet certain criteria you will be able to get a hefty discount on your premiums. The same holds true for certain categories of people, from senior citizens to teachers.

You can also get substantial discounts on your auto insurance if you buy more than one type of coverage from the same insurer. Think of it as volume discount. So, if you buy homeowner’s insurance as well as car insurance from the same company you can get anywhere up to 15 percent discount on your rates.

Another way you can make sure to get the best auto insurance rates is by analyzing whether or not filing a small claim is worth it in the long run. The more claims you file the higher your premiums will go, so if the repairs you need are under $1,000 you should consider covering them yourself rather than filing for it with your insurer.

Benefits Of Small Business Insurance – 3 Major Benefits

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As a small business owner, insurance is probably one of the last things on your priority list. However, this is a big mistake and can end up costing you your business in the worst case scenario or eating up your profits in the best case scenario. There are many benefits to taking out small business insurance and you will find that the costs offset themselves quite quickly.

1. Liability:

Probably the most important benefit in taking out small business insurance is that you are covered for liability. Businesses make easy targets in case of on site accidents. If someone is injured at your place of business and you don’t have any form of liability insurance you will end up paying for the rest of your life to cover medical expenses and any other damages the courts see fit to grant the person who was injured.

You may think that since you run a small office that there are no accidents your business can be found at fault for. However, even if someone just trips over a wire and twists an ankle in your office they can sue you for damages and medical expenses. It really doesn’t matter if it was their fault. The accident took place in your office so you are liable and since you are a business you will probably end up paying more than you could have imagined for a sprained ankle.

Small business insurance will cover you in all these situations, whether the person is a visitor, client or employee.

2. Theft:

Small business insurance will also cover you for the cost of equipment or goods that have been stolen. So, if you have a warehouse and goods are stolen as a result of a break-in your insurance policy will cover the cost of replacing the stolen property. This holds true for office equipment and any other property that you have insured.

The compensation you receive can save your business because having most of your inventory stolen can cause a serious dent in your turnover and profitability if you don’t have coverage. Small business insurance will cover the costs and you can quickly replace your lost inventory.

3. Natural disasters:

By taking out small business insurance against natural disasters you will be protecting your assets and inventory in case they are destroyed by natural disasters, such as a flood or earthquake. If your place of business is destroyed by an earthquake, the costs of replacing everything can be staggering. A good insurance policy will cover the replacement costs so you can be up and running again in no time at all.

However, if you didn’t have any small business insurance you will have to cover everything out of your own pocket. As most small business owners don’t have massive financial backing and usually don’t have such a large emergency reserve of funds it usually means that they end up filing for bankruptcy.

Taking out small business insurance can mean the difference between having a successful business and losing it all in a moment.

Bank Foreclosure Homes For Sale – Make It A Viable Alternative

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Are you looking for bank foreclosure homes for sale? The good news of course is that in this day and age, you have a lot of them to choose from. But before you jump in head first, doing some research about these homes, and how to go about getting a real deal is a must. While you may see a home being advertises at up to 60% off of its market value, make sure that you learn everything you need to know before you decide to make a deal on it.

The first step in buying bank foreclosure homes for sale is finding out where they are. There are several foreclosure websites that offer lists of these types of properties and most of them offer this information free for a week. You then need to pay for a membership if you are satisfied with the services.

Foreclosure.com is one of the largest lists of foreclosed properties, With more than one million properties in the United States. Properties listed are categorized into different phases: REO (Real Estate Owned by the government), NOD (Notice of Default), Notice of Sale, Auction or those that have been repossessed by the government. Foreclosure.com also provides information about the community of the property, certain laws, and calculators. This site also provides live chat support.

RealtyTrac gives you the names of properties in different stages of the foreclosure process. Homes for sale by owner are also included.

RealtyStore.com also offers a list of foreclosures, including those that have gone to auctiononline.

Make sure that you do take full advantage of each site during your free trial period. By doing so you will be able to evaluate each sites information and make the right decision for yourself.

Once you have your list of bank foreclosure homes for sale, you can start to do your research. Some people prefer to get homes that are in state of repair and fix them up to sell them for much more. Others are looking for home that are in tip-top shape, and willing to pay the going price for foreclosures on those types of homes. Whether you’re looking for a second home, a vacation home, an investment property, or even your very first home, you can find a great deal of properties at this time.

The most popular way to buy foreclosures is to purchase them from banks because it is comparatively uncomplicated as compared to other methods, and it is less risky. You can still find good deals, but not as good as those which require you to take on more risks. You can also decide to go for government owned properties, or you can go directly to the owner.

Auctions may present lower priced homes, but these too are often risky, so make sure you are more advanced in your research and experience in buying bank foreclosure homes for sale before you dive into these.

A Simple Method Of Consolidating Credit Card Debt

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Debt can easily get out of control if a person is not diligent. The good news is that debt can be managed. The most troublesome type of debt for consumers today is credit card debt.Millions of credit card customers are searching for a means to manage their financial responsibilities. Often debt management is found through credit card consolidation.

Credit card debt consolidation can often create more of a financial burden if you do not use a careful approach.It is very important that you have your credit card accounts under control and are not over extended credit wise. One common solution to consolidate credit card debt is by transferring a high interest rate card balance to a credit card that has a lower interest rate. As an example, maybe you have several credit cards that have a balance of a few hundred to a few thousand dollars and a high rate of anywhere from 17 to 20 percent or more. A huge amount of money could be saved yearly by simply moving those higher balances to the card that has a lower interest rate.

Perhaps you have a card that has an interest rate of 13.5 percent or lower.It may be possible to transfer the higher interest card balance to the lower interest rate card.

With a balance that is currently charged several points higher you would see a significant savings by transferring your higher balance to a newer lower interest rate card.This would be a positive method to consolidate credit card debt. But wait just a minute. There are a number of downfalls that need to be addressed before considering this sort of credit card debt consolidation. Before you transfer any balances please consider the following pitfalls: The new card that you are considering may be offering a teaser rate and at some point in the future that teaser rate will expire and become a higher interest rate.

Read the fine print terms of the new card so that you are aware of exactly what the new higher rate will be in the future and do not suffer any set backs to your debt consolidation plan. The “empty card” syndrome: If you have decided that moving your high rate balance to a lower rate card will help you to consolidate your credit card debt, make sure you have a plan for that new zero balance card. Do not become a victim of the “empty card” syndrome. Many people will find themselves back to square one and in debt by charging again on their zero balance card only because of the convenience and the zero balance. Do not let your mind trick you into this type of mentality,you will only be struggling with more debt and fail in your debt consolidation plan. One option is to make that card disappear from site as you are less likely to use it, if it is not easily accessible.

In other words,out of sight is out of mind. If you don’t see the card, you will not use the card and therefore will not defeat the purpose of consolidating your credit card debt. If you consolidate credit card debt by moving a high balance to a lower interest rate card be alert to the drawbacks of empty card syndrome and the teaser rates of the new card. Credit and debt must be managed responsibly, otherwise you will find yourself in a grave financial dilemma.